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Commercial Insurance

When you own your own business, we at Olympian Insurance realize that you have a lot to handle. Although some problems are out of your control, some of those issues can be eased with a commercial insurance policy. We have experts who can help you decide what kind of coverage is best for you and your business. Commercial insurance is not one size fits all. We can help to tailor a policy to your particular needs.

Commercial insurance typically covers:

  • Property
  • Liability
  • Workers Compensation
  • Business Interruption
  • Commercial Auto

Property

Property coverage protects your business from damage from things like fire, water, vandalism, and theft. It covers the physical building if you own it and all of your equipment, inventory, and supplies. You need to discuss all the elements of your business with an expert to get the exact insurance that you need.

Liability

Liability coverage protects you and your business against injuries that may happen to a customer on your property as well as medical and legal costs if legal action is brought against your business. It also protects you from damage that may be caused or alleged to be caused by your employees or by your products.

Workers Compensation

Workers compensation coverage protects your employees if they are injured while they are on the job. This insurance is required in most states, and Texas is no exception. It may be supplied by a commercial policy or by self-insurance.

Business Interruption

If your business is damaged, your property insurance will cover the damage, but while it is being repaired, business interruption insurance will provide income until your business is up and running again.

Commercial Auto

If your business has company vehicles, cars, or trucks, it should be covered under a commercial auto policy.

Let our Texas team of experts at Olympian Insurance help you to find the perfect commercial insurance policy for your business. Give us a call or stop by our office and let us give you a no-obligation quote.